Best Klarna betting sites in the UK: Top 10 sites for December 2022 | The Sun

Choosing an online bookmaker or online casino is a simple matter of doing your research.

But problems arise when you realise just how many betting sites there are to choose from.

Sifting through all the noise to pull out only the best betting sites is hard enough, but finding the best Klarna betting sites is even harder.

Our gambling experts base their assessments on the following points:

Betting sites that accept Klarna: Top 3 shortlist

  1. bet365
  2. BetUK
  3. Spreadex

How we rated the Klarna sportsbooks: Our standards

  • Bookies and game providers – The site you choose to gamble on won’t be anything without sports markets, slots, jackpot games, blackjack, roulette, baccarat, lottery games, bingo, and anything else you love to play. If the gambling site doesn’t make good content choices then the entire experience suffers.
  • Bonuses and promotions – Making the most out of your deposits is the smart way to gamble online. Bettors should scour the promotion pages of each site and compare welcome offers to find out where you should register and start playing. Wagering requirements are always a good thing to look out for.
  • Payment times and customer service – Aside from having access to multiple payment options, including Klarna, the payment process is a two-way street. The bookmaker or casino must process every withdrawal you request, once they’ve done that it goes to your chosen payment provider. You need both sides of the equation to work.

Top 10 Klarna betting sites for UK players in 2022

bet365

If you’re looking for a betting site that’s something of a household name, then bet365 should land high on your list. The reputable brand has been doling out promos, bonuses and wins to players all over the globe. It’s also a site well-known for its flexible payment options.

Pros:

  • Some methods allow deposits as low as £5
  • You can make deposits and withdrawals in 18 currencies
  • A well-known brand with a huge range of games and sports

Cons:

  • Doesn’t accept crypto yet
  • Some promos aren’t accessible to UK bettors

BetUK

This casino and sports betting combo site was acquired by LeoVegas, which breathed new life into the betting space. Registering at BetUK will get you instant access to some of the best online betting odds and markets for all major sports. These come with a decent selection of offers and in-play betting options.

Pros:

  • Bet pre-game and live in-play
  • Boost your deposit with great promos and bonuses
  • Switch between sports and casino at any time

Cons:

  • Large withdrawals are subject to a long KYC procedure
  • Customer service can be more responsive

Spreadex

This site made its start as a forex trading platform. Spreadex eventually branched out into sports betting, offering a dual site that keeps its focus small and centred. The result is a corporate-looking website and app – available for both iOS and Android – packed with sports betting options.

Pros:

  • Incredible for both fixed odds and spread betting
  • Very quick withdrawals
  • Free Bets and other bonuses are frequently available

Cons:

  • Site limited to just finance trading and sports betting
  • Live chat reported to be unresponsive at times

Betway

Betway isn’t just a sportsbook. Their gaming options are a combination of sports betting marketing including football, basketball, NBA, tennis, golf and more; and casino entertainment including slots, jackpots, blackjack, roulette, baccarat, lottery, bingo, and everything else you could reasonably expect.

Pros:

  • Daily free spins on offer
  • Good selection of sports betting markets
  • The app is sometimes a little glitchy

Cons:

  • Customer support doesn’t offer a phone option
  • Bonuses and promos not as good as competitors

888sport

If you only want to focus on sports, without the additional noise from casino free spins and live dealer games, then 888sport is for you. If you do want spins and table games then 888casino is the place for you. It’s a smart way to allow punters to be offered only what they enjoy, rather than enforced cross-selling.

Pros:

  • Several daily promos and bonuses on offer
  • Very fast withdrawals
  • Several payment options

Cons:

  • Odds are sometimes beaten by competitors
  • Live chat isn’t always available

Parimatch

Parimatch is a Ukrainian site that’s newer to the scene than many of its competitors. It manages to really hold up against the competition by offering a customer-focused site that’s fully customisable. Bettors can filter out sports that they aren’t interested in, giving them a personalised website and app interface with every login.

Pros:

  • Excellent customer service
  • Customisable content on website and app
  • Generous welcome offer and follow-up bonuses

Cons:

  • The site is very dark in colour which might not appeal to some players
  • Free spins can take a while to be credited

Unibet

Unibet is an extremely popular spot if you’re looking to scoop up some free bet credits. This long-standing site offers both casino games and a sportsbook but is probably a little stronger on the sports side of things. With special promos during events like the World Cup and Champions League, it should be on your go-to list.

Pros:

  • Very fast withdrawals
  • Quick registration process
  • Strong on responsible gaming

Cons:

  • Weak options when it comes to table games and poker
  • Lengthy KYC process

Tote

In case the site’s name didn’t give it away, Tote is all about tote pools. This type of gambling has been popular in the UK for decades, but Tote gives it a modern spin with a high-functioning app and social syndicates. Tote’s focus is on football and horse racing.

Pros:

  • Great site and app with a clean interface
  • The top site for online pool betting in the UK
  • Great live streams to stay in the action

Cons:

  • Only football and horse racing markets are available
  • Bonuses on the weak side

Ladbrokes

As one of the oldest bookies in the UK, Ladbrokes is a trusted name in gambling and is a presence on the high street, online and in-app. You can play sports and casino games on the site. However, as with Unibet, the sportsbook takes the lead in quality and variety.

Pros:

  • Helpful and personal customer service
  • Extensive sports betting markets, both UK and international
  • Generous welcome offer and Free Bets

Cons:

  • Responsible gambling measures result in lengthy KYC processes
  • Withdrawals are slower than the competition

kwiff

This oddly-named sportsbook is making a name for itself by being faster, flashier and more exciting than its long-standing competition. Luring players in with supercharged bets and other exciting promos, it’s a great place to play if you’re looking for a change from the usual bookmakers and casinos.

Pros:

  • Site and app have a great, user-friendly layout
  • Great selection of sports markets and casino games
  • Super fast payouts

Cons:

  • Fewer casino games than some competitors
  • KYC process can be lengthy when it kicks in

Statistics – Top things to know about Klarna

  • Klarna is a Swedish company that’s gathering speed and spreading its payment services worldwide, one country at a time. It’s already exceptionally popular in the UK and much of Europe.
  • Klarna was purchased by SOFORT in 2014, and began offering regular payment services alongside its credit system.
  • In its current form, Klarna users can choose one of three lanes: pay now, pay later, or slice it both ways.
  • Klarna keeps your banking information safe from any site you transact with. Once you create a Klarna account and link your bank account, you’ll be able to make payment with just a password.
  • Klarna is a two-way system, so you can also withdraw back to your Klarna account as well as make deposits.
  • Most of the time, Klarna transactions are free. If you use the line of credit system then you might be charged some fees. Remember, UK residents are prohibited from gambling using credit cards or any credit systems.

What is Klarna and how does it work?

Klarna is a multi-service payment option that gives shoppers and punters an easy way to transact. It’s a Swedish company that’s very popular across the UK, Ireland and the rest of Europe. Klarna comes with the Klarna App, which you can download from the App Store and Google Play. Although Klarna offers customers a buy now, pay later service, this is never extended to online casinos and sportsbooks. You can only use Klarna in the same way you would PayPal or Trustly – as a means to transfer existing funds into your betting account.

The three services offer by Klarna are Pay Later, Split It and Instant Banking:

  • Pay Later – this service is extended to anyone, but used particularly by those who don’t have the funds immediately available to pay for purchases. You can pay through Klarna and then settle the amount within 30 days.
  • Split It – with this service, customers can use a line of credit to make purchases (as with Pay Later), but set up a repayment plan and make good on the purchase in instalments.
  • Instant Banking/Pay Now – Launched in 2014, Instant Banking is how you use Klarna to make instant bank transfers. That means that once you make a purchase, the value is immediately debited from your Klarna balance – which is linked to your bank account.

Despite the fact that all three options are legal for UK residents, UK bettors can only make use of Instant Banking for gambling purposes. If you choose to sign up and start using Klarna, you’ll be up and running very quickly.

What are the benefits of using Klarna?

Klarna is one of many alternative payment methods, e-wallets, digital banking services  – whatever it is you prefer to call them. So why choose Klarna out of all the rest? To answer that question you’ll first need to understand exactly what Klarna offers. Then you make a comparison with other options, and decide which is the best fit. Here are some advantages to choosing Klarna:

  • You get total security and you never have to share your bank information with the betting site.
  • Privacy is kicked up a notch. All your deposit transactions will appear as payments to and from Klarna, and not the gambling site.
  • Deposit and instant and transparent. Once you make a deposit with Klarna, the funds appear instantly in your gambling account. This allows you to play and track your spend in real time.
  • While only Klarna’s debit options are allowed for gambling purposes, Klarna credit functions can be used in any other kind of retail function that’s partnered up with them.

What are the disadvantages of using Klarna?

Klarna might not be the right payment option for you. But to know that for sure you should understand how it works. Some punters are a little nervous to use Klarna for gambling purposes, and that’s usually because they’re a little fuzzy on the details. The truth is there are negatives to everything, and here are the things you should keep in mind before choosing Klarna:

  • Klarna is still developing and growing into the online gambling space. This means the scope of sites that work with Klarna are smaller compared to those that accept simple debit transactions from Visa and MasterCard, for example.
  • You might find some betting sites that only allow Klarna deposits, placing restrictions on withdrawals. This might mean you’ll need to use two payment methods.
  • You can’t use Klarna’s credit line functionality for gambling purposes, which does reduce Klarna’s scope and makes it very similar to the several other e-wallets out there.

Are there any fees for using Klarna?

Klarna offers multiple services, all of which come with different requirements, limits and fee structures. Don’t worry, we’ve untangled the web. There are no fees when you use:

  • The Klarna app
  • Split It (Pay in four instalments)
  • Pay Now
  • Pay Later (Pay in 30 days)

However, if you used the Pay Later or Split It services, and insufficient payment is received by the due dates, then late fees will apply. There are also fees involved if you use:

  • Monthly financing
  • Klarna Card

What this means is that fees only apply if you utilise Klarna’s crediting system. Since this is illegal for gambling transactions anyway, Klarna is completely free for all punters. On the betting site side, there are almost never any fees imposed for using Klarna. A couple of bookies may request a 2% fee, but we wouldn’t recommend accepting that.

What is the minimum you have to deposit when using Klarna?

If you’re using Klarna’s Instant Banking / Pay Now system, then you can make online purchases of any value you like. It's a simple e-wallet debiting system, where money is removed from your real money balance as you spend. If you want to use any of Klarna’s crediting services (which aren’t allowed for gambling sites) there’s a minimum spend or deposit of £10. Selecting Klarna as your bookmaker or casino ewallet is really easy. Here’s how it works:

  • Register an account at the Klarna website.
  • Link the bank account you want to use for gambling.
  • Visit the ‘cashier’, ‘bank’, or ‘deposit’ section of your account.
  • Choose ‘Pay Now by Klarna’ or ‘SOFORT by Klarna’ and enter the deposit amount, the bank or card issuer, and your Klarna PIN and TAN numbers.
  • Hit ‘confirm’ and your deposit will appear instantly in your account.

What is the minimum withdrawal with Klarna?

The time it takes for your winnings to hit your bank balance is dependent on two factors:

  1. The speed with which the betting site processes your withdrawal request
  2. The speed with which the transaction is processed by the payment method

In Klarna’s case, there’s no such thing as a minimum withdrawal, and any incoming funds will be processed no matter the amount. They process withdrawals in anything from 24 hours to 5 days. That being said, the online bookie or online casino always have a minimum withdrawal in place. Withdrawals are processed through the cashier section of the site and only take a few seconds.

Is it safe to bet online with Klarna?

Using a payment system like Klarna is safer than simply entering your card details online. It’s set up with exactly the same security as top e-wallets like Neteller, Skrill and PayPal. It acts as an intermediary and masks your financial information from the bookmaker or casino. All payments go through your Klarna data, giving you an extra layer of security and leaving you much less exposed. Klarna’s TAN and PIN system ensure that only you can confirm a transaction, minimising your chances of being hacked.

What are the alternatives to Klarna?

If Klarna isn’t right for you, you’ll have plenty of other options to choose from. Most gambling sites allow players to choose from an absolute minimum of three payment methods. Similar options to Klarna include a range of e-wallets, and the most trustworthy of these are:

  • Skrill
  • Neteller
  • PayPal
  • Trustly
  • Apple Pay
  • Google Pay

You can also bypass the e-wallet option entirely, by transacting directly with any Visa or MasterCard debit card. As of 2020, you can no longer use credit cards to gamble online, and this does tend to rule out options like American Express and Maestro.

Responsible Gambling

A responsible gambler is someone who:

  • Establishes time and monetary limits before playing
  • Only gambles with money they can afford to lose
  • Never chase their losses
  • Doesn’t gamble if they’re upset, angry, or depressed
  • Gamcare – www.gamcare.org.uk
  • Gamble Aware – www.begambleaware.org

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